How To Get Approved For A Mortgage

Gather 2 years of federal taxes, current paystubs, and a most recent profit and loss statement if you are self-employed. If you currently own a home find the folder with the documents from your last closing. Provide 2 months of bank and investment statements as well as a copy of your homeowners insurance. If you are renting provide a 12 month record of your rent payments. You may want to see your credit report before you apply. A score over 700 is considered good and often times enables you to receive the best rates and terms.